Explosion in an insurance office?

I just read this article, http://www.bloomberg.com/apps/news?pid=20601081&sid=a5mAWarJ24TA

“Feb. 3 (Bloomberg) — Fifteen people were admitted to hospital in the northern Australian city of Darwin today after an explosion at an insurance office, officials said.”

Now, what I took from this is that even an insurance agency is not fully protected from unforeseen dangers. Now, what I do believe is that they will not be held accountable for paying for those damages because they have already invested in the future care of their building. How much more important is it that we protect our families from such dangers? If we can insure our homes and our cars, why wouldn’t we insure our lives? I know that I want my family to be protected should anything happen to me, and they would want to do the same for me. Just think abut your options. Damages even as small as a tree hitting the house can destroy a family budget. Don’t let it happen to you. This is a good site for life insurance, start with something that is easy to pay and gives you the coverage you deserve. http://www.onedollarglobeinsurance.com/

Mike- Insurance advice to anyone who wants to protect themselves and get the coverage they deserve and need.

Ban on mandatory health insurance?

“Although President Barack Obama’s push for a health care overhaul has stalled, conservative lawmakers in more than two-thirds of the states are forging ahead with constitutional amendments to ban government health insurance mandates.”
This would mean that if you don’t want to have insurance, you don’t have to. For instance, if you have enough money to pay your own bills, you shouldn’t have to put in for the government insurance. One problem that i foresee is that this will just cause the program to be poorly funded and create a cheap, low grade health care that won’t be universal, it will just be like overcrowded free clinics around the nation. What are your thoughts about this?
Mike- I got this information from this article,http://abcnews.go.com/Business/wireStory?id=9715139 and similar news stories.

Life Insurance cost calculator

http://moneycentral.msn.com/investor/calcs/n_life/main.asp
This is actually a really good way to see what it will cost you. I mean, maybe not totally accurate because you fill in estimated values yourself, but the amount needed is so high that it isn’t worth it at all not to have it and save a little every month. I don’t think you would ever be able to come up with that much money in a middle class or lower class home. Hopefully this will help you to see that the costs really will add up for your loved ones.

Mike

Life insurance for Parents

It is so sad that many children do not have the health coverage that they deserve. Their parents are doing even worse without having Medicare to help them with their ailments. President Obama aims to fix that issue and bring us into the future of healthcare for everyone no matter your status. What no one realizes is that life insurance is just as important. Who is going to care for your children when you are gone, yes, they might have free health care but that won’t keep them from living on the streets. Right now, you are the one responsible for the new life you’ve brought into this world. Please get a life insurance policy on yourself. It will make things easier in the long run if you never have to worry about what will happen to your little one without you. Make the right decision and get a policy. It isn’t really a debatable issue when you have a child. It is just a necessity. If you have any questions, please feel free to ask me, I’m here to help. This is a good place to get life insurance for really cheap,http://www.onedollarglobeinsurance.com, you want to have coverage right now. I would say try this, and if you don’t like it, start researching other companies. I will even help you. I wish you and your child/ren the best of luck.

Mike

Obama Nation

I think the biggest issue for Obama this term, maybe even this year, is to get something done. He has to prove that change can and will happen. I feel like if he doesn’t get something accomplished, many of the republicans that voted for him will not vote him on for a second term. He deserves a second term, maybe even a third if that were allowed. We need some massive changes. Something as big as the healthcare issue isn’t going to change over night, and we really can’t expect it to. I commend him for taking on such a big job though. He will try to make things better for us and I’m supporting him because, yeah, maybe he hasn’t done anything officially right yet, but he hasn’t done a bad job in my opinion.

You see, people in the US expect instant gratification because of the media telling us its possible. Think about it, people expect to lose weight in mere months, which isn’t going to happen for everyone, especially if you are using fad diets. Even if it does, the results will go away when you go off the diet. People are all striving toward the ideal life, when your ideal life could be very very different from other peoples ideal lives. Don’t compensate for who you are. Be the person that you are and it will all fall into place. What do you think?

Mike

Message to the Grandparents

Congratulations! You have beaten childhood, become an adult, had your own children, raised them, and now you are ready for the joys that grandchildren can be. It is easy to just let the new family figure things out for themselves, but you have been there. You know that sometimes all you want to do is take a shower. Sometimes the most expensive thing you can buy is a magazine at the check out station. It happens to everyone. Most people who should be saving money during this time realize that they simply have no money to save. It is hard being a parent, but I feel that it is the best job I have ever had and the hard times made me appreciate the good ones so much more! Now, naturally you want to help your child every step of the way with babysitting and simply just being there, but with todays financial burdens there is something else that you can do as well. You can buy them life insurance policies. With so much on their plates, they probably aren’t thinking of the possibility that they will need one. This company offers cheap policies and the coverage is enough to make a difference in the life of a child should something happen. http://www.onedollarglobeinsurance.com Let me know if you have any questions about this.
Have a great day!
Mike

Start the New Year Right

I know that most people start of the year by saying they will quit smoking or be healthier, but I urge you to consider your financial stability this year and try to create a better method of spending and saving. There is no time like the present to be responsible and start fresh. Having life insurance is a good way to get started. Without it you are the burden on your family and friends. You might even be putting your family at risk of going into debt with bills that they cannot afford to pay. Health insurance is also a big deal and should be included in your finances if not included by your job. http://www.onedollarglobeinsurance.com/ This is a good site to get started on your life insurance, it is really easy to understand and even easier to afford.With very straight forward policies it is an easy way to get the coverage you need without the hassle and expense that just isn’t necessary.

Holiday Spending Spree?

http://www.lendingtree.com/smartborrower/saving-money/money-saving-tips/how-to-save-money-over-holidays/

Don’t let the holidays overwhelm you. With careful planning and a real, solid budget you will be able to juggle all of the planning and work in the spending without all of the hassle and stress. It might even be a good idea to start saving now for next year. You know you will most likely over spend, so if you had money saved up for next year, i think it would make a huge difference. I am trying to now plan for holidays so that I don’t feel so restricted on what I can do and what I can spend and trying to spread everything so thin that some of the fun of the vacation is completely lost.
If you will be traveling this holiday season, please get some kind of insurance, travel or life and definitely health, just in case something happens. With everything, it is best to plan for the worst, that way it can never sneak up on you.
Enjoy your holiday season and remember I’m always here if you have a question that you need answered,
Mike

America’s Youth Can Reform Healthcare

I just read this great new article about how the American youths are actually the ones who can save the economy, well the insurance agencies anyway. In the article, it states that the reason for this is that young, healthy people will bring down the cost of insurance for everyone. Insurance companies will have to offer coverage for sick people and healthy people at the same rate. So if healthy people aren’t buying insurance that can be costly and end up causing a decline in the economy which, lets face it, we cannot handle. If everyone was forced to get insurance, healthy or not, the cost would be driven down because the younger, healthier people that are buying insurance would cost the insurance companies almost nothing. This is also not a bad thing for the young healthy people who will inevitably get old and need insurance.
The thing that I don’t really agree with is the idea that you can force people to pay for insurance, fine them if they don’t, and cause undue stress to poor people who aren’t below the free line. It seems unfair to make people spend their money on something that they don’t want to buy. Yes, insurance is a great idea. Everyone should have it because if something does happen, you will be in trouble. Its like the smoking issue, you can warn people, you can even stop them smoking in your house or business, but you can’t force them to quit. I’m saying I understand the plan, but I just don’t agree with using people like that. Why not just make it affordable so that people will buy it. Make good premiums with good coverage. Allow for payment plans. Then maybe people would buy.
Here is the article:http://www.foxnews.com/politics/2009/11/24/controlling-costs-health-reform-relies-young-americans-buying-insurance/
Mike

Abortion Coverage; Only for Congress?

Have you heard the news? Everyone is upset about abortion or elective surgeries not being covered by the new health care plan right? Well it just came out the republican party heads, the ones pushing the “No Free Abortions” with our new health care actually have it included in their personal health care packages. How is that ok? First of all, abortions are legal operations that are done for medical as well as personal reasons. If people are still allowed to get an abortion if raped or if it is medically unsafe, then more and more people will end up reporting ” rape”. Doesn’t that seem like the outcome? In my opinion, they are going to get the abortions if they want them. It doesn’t save any lives by not allowing it. The women will just go to dirtier under the table places to have it done. The fact that they are so hypocritical is just so frustrating!
Here are two articles if you want to read about it: http://www.boston.com/news/politics/politicalintelligence/2009/11/gop_jettisons_a.html and http://www.google.com/hostednews/ap/article/ALeqM5hkWWFIEXgAtpUcUXCugfHS1qLYRwD9BUIGQO0
Let me know what you think,
Mike