Making your money off of dead soldiers?

I am not saying that it is wrong to make a profit, someone had to do the work it takes to settle things for the deceased. I am talking about companies that hold onto death benefits and do not release them to the families. That is just so wrong. Even if you are short on money due to the recession, no one should be taking advantage of the people who love and protect our country with their lives. They deserve some kind of respect for the role they play and this kind of blatant disregard for their lives makes me sick. It is fraudulent behavior that I wouldn’t even expect from the Grinch or Mr. Scrooge himself.

Here is an article if you want to read more: http://www.bloomberg.com/news/2010-07-28/fallen-soldiers-families-denied-cash-payout-as-life-insurers-boost-profit.html

It is astonishing to me that health insurance companies can get away with using some of the most dishonest practices I have ever witnessed. Did you know that right now, insurance companies have Berenice saving money? That’s right, they have made their premiums just high enough to be able to be secure in case an atomic bomb hits.
We survive the recession by scrimping and saving, it just doesn’t seem right that they get to just roll on past us. These are the companies that get bailed out. Who was around to bail me out when all the bills came at once? I just want a company that can be trusted. A company that is, ‘worth their salt’ so to speak. I’m just lucky life insurance hasn’t been an issue.

Women cost more, so lets charge them more?

Doesn’t that seem like a little bit of backward thinking? It is already a little bit ridiculous that companies can do gender-based price hikes in car insurance. I do not think it should be allowed to discriminate based on statistics. If you are going to provide insurance, you should provide it fairly, to everyone, for everyone. That is the point of this new healthcare bill, is it not? No discrimination. Everyone gets healthcare?
Women should never be a step behind, and this is forcing them to be in my opinion. How can you say that everyone must have healthcare, we will fine you if you don’t, but Johnny’s premium is going to be lower than yours because we assume he will go to the hospital less. We cannot base risk versus need on simply the gender of an individual in my opinion.
There was an article written in the New York times about this sad, sick practice that insurance providers don’t even try to hide.I encourage you to read it, but I warn you, be ready for a heavy onset of depression at how slowly we learn as a country.

If you are looking for life insurance, check out this site: http://www.onedollarglobeinsurance.com/

When has ‘grandfathering in’ ever made anyone happy?

“Under the health reform law signed in March, health insurance plans must meet a variety of new requirements. But plans that existed before the law was signed can be “grandfathered in,” without necessarily having to meet all the new requirements.”

http://www.pbs.org/newshour/rundown/2010/06/republicans-business-lobby-criticize-new-ins…urance-rules.html

–I get that this will make it easier for the companies, but shouldn’t they have to eventually adjust to the new requirements? I think that there should be a longterm goal in mind of having everyone follow these specifications. Without equality how can we expect anyone to change from their current plans when they aren’t bogged down with specific rules? How can this new plan be successful if not following it is the best option. I guess once everyone over thirty now who has a healthcare plan dies, everything will be in effect. So we are only looking at fifty more years on inequality? Sound fair to you?

Do we need financial reform?

The financial reform bill is no longer in debate. After much deliberation, they are now moving the bill forward to the final vote. This bill would give the government some control in winding down big businesses that are not doing well financially. This idea is supposed to keep us out of another recession, but that isn’t what everyone is thinking. Many don’t think that this bill will be able to stop another financial crisis from happening and think that the bill needs more deliberation. It makes sense to me that if it goes through the next level, then the bill should be able to hold its own in the dire situations in which it would be useful. What is your opinion? Read more about this here: http://www.washingtonpost.com/wp-dyn/content/article/2010/05/20/AR2010052003503.html

Mike- http://www.onedollarglobeinsurance.com if you are tired of being ripped off by high prices and misleading marketing schemes, check out this site.

Why the bail out spelled disaster

Nouriel Roubini, or “Dr. Doom” as he has been dubbed by the media as well as those who have read his economical predictions, has said we are not out of the recession yet. In my opinion, we are just getting our feet wet right now. Americans have got to learn how to spend and save money wisely. Living beyond our means has caused these bail outs of big businesses. Sally Mae and Freddie Mac shouldn’t have been too big to break. Even now, they should be forced to downsize. Companies should not be able to operate above their means without the consequences. The american people live through these consequences while the governments and companies they see on the news are thriving and living above their means. The government encourages us to spend our money by giving us tax rebates to get the market going. The sad thing is that instead of saving their money, people use this “free money” to buy couches and school clothes and barbeque grills.
This new health insurance jump is coming too soon. People cannot afford to spend lots of money on insurance when they are already struggling to make ends meet. Life insurance, health insurance, car insurance, homeowners insurance, everything is important and valuable and you need it, but that is at least $500 dollars out of your pocket a month, not to mention the house note and the utilities. Something has got to change . People, find affordable coverage from smaller companies that you know can sustain your needs. If you are looking for life insurance, this is a good one, http://www.onedollarglobeinsurance.com/ if you need another type, let me know and I will help you search for a company that you can trust.

Mike

Have we caused the recession?

Nouriel Roubini, or “Dr. Doom” as he has been dubbed by the media as well as those who have read his economical predictions, has said we are not out of the recession yet. In my opinion, we are just getting our feet wet right now. Americans have got to learn how to spend and save money wisely. Living beyond our means has caused these bail outs of big businesses. Sally Mae and Freddie Mac shouldn’t have been too big to break. Even now, they should be forced to downsize. Companies should not be able to operate above their means without the consequences. The american people live through these consequences while the governments and companies they see on the news are thriving and living above their means. The government encourages us to spend our money by giving us tax rebates to get the market going. The sad thing is that instead of saving their money, people use this “free money” to buy couches and school clothes and barbeque grills.
This new health insurance jump is coming too soon. People cannot afford to spend lots of money on insurance when they are already struggling to make ends meet. Life insurance, health insurance, car insurance, homeowners insurance, everything is important and valuable and you need it, but that is at least $500 dollars out of your pocket a month, not to mention the house note and the utilities. Something has got to change . People, find affordable coverage from smaller companies that you know can sustain your needs. If you are looking for life insurance, this is a good one, http://www.onedollarglobeinsurance.com/ if you need another type, let me know and I will help you search for a company that you can trust.

Mike

Explosion in an insurance office?

I just read this article, http://www.bloomberg.com/apps/news?pid=20601081&sid=a5mAWarJ24TA

“Feb. 3 (Bloomberg) — Fifteen people were admitted to hospital in the northern Australian city of Darwin today after an explosion at an insurance office, officials said.”

Now, what I took from this is that even an insurance agency is not fully protected from unforeseen dangers. Now, what I do believe is that they will not be held accountable for paying for those damages because they have already invested in the future care of their building. How much more important is it that we protect our families from such dangers? If we can insure our homes and our cars, why wouldn’t we insure our lives? I know that I want my family to be protected should anything happen to me, and they would want to do the same for me. Just think abut your options. Damages even as small as a tree hitting the house can destroy a family budget. Don’t let it happen to you. This is a good site for life insurance, start with something that is easy to pay and gives you the coverage you deserve. http://www.onedollarglobeinsurance.com/

Mike- Insurance advice to anyone who wants to protect themselves and get the coverage they deserve and need.

Ban on mandatory health insurance?

“Although President Barack Obama’s push for a health care overhaul has stalled, conservative lawmakers in more than two-thirds of the states are forging ahead with constitutional amendments to ban government health insurance mandates.”
This would mean that if you don’t want to have insurance, you don’t have to. For instance, if you have enough money to pay your own bills, you shouldn’t have to put in for the government insurance. One problem that i foresee is that this will just cause the program to be poorly funded and create a cheap, low grade health care that won’t be universal, it will just be like overcrowded free clinics around the nation. What are your thoughts about this?
Mike- I got this information from this article,http://abcnews.go.com/Business/wireStory?id=9715139 and similar news stories.

Life Insurance cost calculator

http://moneycentral.msn.com/investor/calcs/n_life/main.asp
This is actually a really good way to see what it will cost you. I mean, maybe not totally accurate because you fill in estimated values yourself, but the amount needed is so high that it isn’t worth it at all not to have it and save a little every month. I don’t think you would ever be able to come up with that much money in a middle class or lower class home. Hopefully this will help you to see that the costs really will add up for your loved ones.

Mike